Healthcare Before 65: How To Save Thousands Every Year Before Medicare Begins

Interested in a custom strategy to retire early?
→ https://vwo3759x8i7.typeform.com/earlyretirement

Get access to the same software I use in my videos and join the Early Retirement Academy here → https://ari-taublieb.mykajabi.com/early-retirement-academy

Join the community here → https://ari-taublieb.mykajabi.com/the-root-collective

Healthcare costs are one of the biggest fears stopping people from retiring early—but it doesn’t have to be that way.

In this video, I walk through a client case study showing how we helped save over $77,000 in healthcare costs before Medicare kicked in.

I explain how the proper withdrawal strategy, brokerage accounts, and income planning can dramatically reduce your premiums and unlock valuable subsidies. If you’re worried about affording health coverage in your 50s or early 60s, this video is for you.

I’m here to break down complex strategies into clear, actionable steps that empower confident early retirement planning.

Subscribe for more insights on healthcare, taxes, and retirement freedom.

––––––––––––––––––––––––––––––
Time Stamp
00:00 – Introduction: The #1 Reason People Delay Retirement
02:12 – Key Financial Misconceptions and Emotional Roadblocks
03:13 – The Healthcare “Lab” Explained: Why It’s Complicated
04:10 – Client Example: $60K Retirement Income Target
06:50 – IRA Withdrawal Impact on Subsidies
07:58 – The Superpower of Brokerage Accounts
09:40 – Capital Gains Tax Advantages and Harvesting
12:05 – Strategic Balance: Roth Conversions vs. Subsidies
13:15 – Case Study: Gifting, Travel, and Strategic Withdrawals
15:55 – Multi-Phase Planning: Best of All Retirement Worlds
16:50 – Sample: $77,000 Saved on Healthcare
17:25 – Roth Conversion vs. Healthcare Savings: Which is Better?
18:00 – When to Hire an Advisor and When You Don’t Need One

––––––––––––––––––––––––––––––
PODCAST – https://earlyretirementpodcast.com/
INSTAGRAM – https://www.instagram.com/earlyretirementari/
LINKEDIN – https://www.linkedin.com/in/aritaublieb/

What video topic would you like to see discussed in a future video?

Ari Taublieb, CFP®, MBA, is the Vice President of Root Financial Partners (Fiduciary) and host of the Early Retirement Podcast.

––––––––––––––––––––––––––––––
📣 Are you taking advantage of tax planning before 2026? Most people hoping to retire early know they’re leaving money on the table but don’t know how to fix it.

👉 Subscribe to our channel and press the bell icon.

–––––––––––––––––––––––––––––
⚠️ “DISCLAIMER:⚠️

All content is not to be received as financial advice, and each individual should consult with their dedicated financial planner, tax preparer, estate attorney, etc., before making any financial decisions.

This video contains content I created and got permission from its creators to use. This Channel DOES NOT Promote or encourage Any illegal activities; all contents provided by This Channel are meant for EDUCATIONAL AND ENTERTAINMENT purposes only.

source