Living Off Dividends – Tax Free, 25k Monthly Income
Here’s my channel with all my content: https://harrysfinancial.com/r/sub
Want $25,000+ in Monthly Income in retirement from a $100k investment? The TRUTH About achieving this involves a little-known strategy: Return of Capital (ROC). Forget typical taxed Dividends – this video reveals how high-yield ETFs like SPYI (13% yield!) and JEPQ (11% yield!) can generate massive, potentially TAX-DEFERRED income streams, changing the game for Living Off Dividends.
Stop letting taxes eat away your Dividend Income! This Ultimate Guide explains the powerful concept of Return of Capital (ROC) – how distributions from certain ETFs (like SPYI, QYLD, JEPQ, XYLD, GPIQ) aren’t immediately taxed but instead reduce your cost basis, deferring taxes for years, potentially decades. We compare these ROC-focused ETFs to traditional Dividend Etfs like SCHD. Discover 3 distinct strategies (Max ROC, Balanced ROC/Growth, Index-Targeted ROC) designed to leverage this tax advantage. See projections showing how $ 100k could potentially grow to 2.5M –
3.6M over 30 years, generating upwards of $25,000 / Month in income before taxes kick in later.
✅ Return of Capital Explained: How it differs from ordinary/qualified Dividends & creates tax deferral.
✅ 6 High-Yield ETFs Deep Dive: SPYI, SCHD, XYLD, JEPQ, QYLD, GPIQ – yields, ROC potential, strategies.
✅ Strategy #1: Max ROC Portfolio – Prioritizing tax deferral (~11.8% yield).
✅ Strategy #2: Balanced Approach – Blending ROC ETFs with SCHD for growth (~8.6% yield).
✅ Strategy #3: Index-Targeted ROC – Focusing on S&P 500 or Nasdaq 100 with ROC (~12% yield).
✅ $100k to
25k+/month!).
✅ Tax Implications: Understanding basis reduction & eventual taxation.
✅ Risks & Considerations: NAV erosion, market performance, and tracking basis.
Ready to explore tax-deferred Dividend Income? Which Return of Capital strategy (Max ROC, Balanced, Index-Targeted) interests you most? Share your thoughts in the comments! 👇 If this guide to tax-efficient income helps, hit LIKE and SUBSCRIBE!
#ReturnOfCapital #DividendInvesting #TaxEfficiency
source
