Break-Even Math: Pay Off Mortgage or Invest?
$500 a month. 25 years. What’s smarter — paying off your mortgage early, or investing that money?
In this video, we break down the actual numbers:
✅ $400K mortgage at 3% vs investing at 8% returns
✅ How much interest you really save by paying early
✅ The break-even point: 5% mortgage interest
✅ The tipping point where math meets your real life
The numbers may shock you — and change how you think about debt, wealth, and long-term returns.
I’m Seth Moran from Monstah Capital. After 20 years on Wall Street, I’m here to give you the straight truth on money, investing, and smart financial decisions.
📩 Drop your mortgage rate below — let’s talk strategy.
#MortgagePayoff #PersonalFinance #SethMoran #SmartMoneyMoves #FinancialFreedom
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